Your OSHC must cover your entire student visa duration, starting from your arrival date or visa grant date (whichever is later).
Yes, you can add:
Most providers impose a 12-month waiting period for pre-existing conditions. Check your policy for specific inclusions.
Basic OSHC excludes dental care. You can add optional extras coverage for an additional cost.
Submit original receipts via your insurer’s online portal or app. PBS medications are partially covered.
No, OSHC only covers medical services within Australia. Purchase travel insurance for overseas trips.
Most OSHC policies have a 12-month waiting period for pregnancy-related services.
Yes, most providers offer monthly payment plans. Annual payments may qualify for discounts.
Yes, emergency ambulance services are included in all OVHC policies.
Your insurer will provide a compliance certificate (eVisa letter) within 24 hours of purchase.
Yes, contact your provider to upgrade. Waiting periods may apply to new benefits.
Most applications are approved instantly. You’ll receive policy documents via email.
Chronic conditions are covered after serving the 12-month waiting period.
You can cancel OVHC and request a refund for unused coverage, minus admin fees.
Use your insurer’s online directory or mobile app to search approved healthcare providers.
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